Banking & Finance
We guide financial institutions, corporates, and investors through complex regulatory frameworks, transactions, and financing structures with precision counsel.
In financial markets, precision and regulatory clarity are not optional — they are the foundation of every successful transaction.
At Right Clause, our banking and finance team brings deep technical expertise to every mandate — whether advising on a bilateral facility, a complex project financing, or a regulatory investigation. We understand that in financial transactions, the margin for error is zero, and we deliver the clarity, rigour, and commercial awareness that our clients demand.
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Our Process
A disciplined, transaction-focused approach that keeps every deal on track from mandate to completion.
Mandate Assessment
We understand your financing objectives, regulatory constraints, counterparty profile, and applicable market conditions before advising on structure.
Structure & Documentation
We design the optimal transaction structure and prepare all facility documentation — balancing commercial objectives with regulatory compliance.
Due Diligence & Conditions
Comprehensive legal due diligence and proactive management of conditions precedent to ensure seamless progression toward signing and closing.
Execution & Drawdown
We coordinate signing, registration of security, drawdown mechanics, and all post-closing compliance obligations — managing every detail to completion.
The Difference Expertise Makes
Deep Regulatory Knowledge
Our attorneys are fluent in financial services regulation across multiple jurisdictions — providing compliance advice that is both technically precise and commercially practical.
Complex Transaction Experience
From bilateral loans to multi-tranche project financings, our team has the expertise to handle the most sophisticated banking and finance transactions.
Ranked & Recognised
Consistently recognised by leading legal directories for banking and finance excellence — trusted by institutions, corporates, and investors alike.
Frequently Asked Questions
A bilateral loan is arranged between a single lender and a borrower, offering simplicity and speed. A syndicated facility involves multiple lenders sharing the loan and is used for larger transactions. Our team advises both lenders and borrowers across both structures, including Islamic finance variants.
For a straightforward bilateral facility, documentation can be finalised in 2 to 4 weeks. Complex syndicated deals or transactions involving multiple jurisdictions and regulatory approvals may take 3 to 6 months. We work to agreed timelines and apply pressure at key negotiation stages.
Financial institutions in the UAE are subject to extensive AML and CFT obligations under Federal Decree-Law No. 20 of 2018 and CBUAE regulations. Requirements include customer due diligence, transaction monitoring, suspicious transaction reporting, and staff training. We help design compliant frameworks and conduct gap analyses.
A covenant breach typically triggers a default or potential event of default, giving the lender rights to accelerate repayment, enforce security, or appoint a receiver. Early engagement with legal counsel is critical — options often include waiver negotiations, covenant resets, or restructuring before enforcement becomes necessary.
Even for smaller facilities, legal advice can identify unfavourable conditions precedent, security arrangements, and cross-default provisions that create disproportionate risk. A brief legal review at the outset is far less costly than resolving problems after the facility has been drawn.
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Expert Counsel for Every Financial Transaction
Whether you're structuring a facility, navigating a regulatory investigation, or advising on a complex project financing — our banking and finance team delivers the expertise your transaction demands.